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Employee choice of health plan and c...

Rennhoff, Christina Hubbard.

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Employee choice of health plan and consumption of health care under employer-provided plans.

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
正題名/作者:	Employee choice of health plan and consumption of health care under employer-provided plans./
作者:	Rennhoff, Christina Hubbard.
面頁冊數:	145 p.
附註:	Adviser: William Johnson.
Contained By:	Dissertation Abstracts International67-02A.
標題:	Economics, General. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3207195
ISBN:	9780542539619

Employee choice of health plan and consumption of health care under employer-provided plans.
Rennhoff, Christina Hubbard.

Employee choice of health plan and consumption of health care under employer-provided plans. - 145 p.

Adviser: William Johnson.

Thesis (Ph.D.)--University of Virginia, 2006.

For the most part, the provision of private health insurance in the U.S. is through the workplace. When faced with a menu of health insurance plans offered by their employer, employees make two choices: which health plan to purchase and the amount of health care to consume, given their chosen plan. These two choices are intimately related. Since cost structures and attributes of health insurance plans vary, employees choose the health plan that maximizes their utility, given their expected utilization of health care in the coming year. Their choice of health plan in turn influences their actual utilization of health care. In this dissertation, I model the interdependence of the employee's health plan choice and demand for health care within a unified structural framework.

ISBN: 9780542539619Subjects--Topical Terms:

1017424
Economics, General.

Employee choice of health plan and consumption of health care under employer-provided plans.
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500 $a Source: Dissertation Abstracts International, Volume: 67-02, Section: A, page: 0652.
502 $a Thesis (Ph.D.)--University of Virginia, 2006.
520 $a For the most part, the provision of private health insurance in the U.S. is through the workplace. When faced with a menu of health insurance plans offered by their employer, employees make two choices: which health plan to purchase and the amount of health care to consume, given their chosen plan. These two choices are intimately related. Since cost structures and attributes of health insurance plans vary, employees choose the health plan that maximizes their utility, given their expected utilization of health care in the coming year. Their choice of health plan in turn influences their actual utilization of health care. In this dissertation, I model the interdependence of the employee's health plan choice and demand for health care within a unified structural framework.
520 $a The parameters of the model are estimated using the personnel and health claim data of State of Tennessee employees. Since the dataset contains detailed information about health care consumption, it is possible to separately estimate the demands of mental and physical health care within the model. To estimate the model, person and plan specific factors are used to determine the amount of health care and other goods each employee consumes under each offered health plan. This information is then used to determine the health plan that maximizes the employee's utility.
520 $a Since I utilize a structural framework, it is possible to predict employee behavior if the State of Tennessee offered its employees a counterfactual set of health plans to choose from. The results of the counterfactuals provide insight into the value to employees of having a choice of health plans to choose from as well as changes in health plan choice and health care consumption due to changes in the offering of plans.
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