東華大學圖書館 |

語系: 繁體中文

說明(常見問題)

回圖書館首頁

手機版館藏查詢

登入

回首頁

切換: 標籤 | MARC模式 | ISBD

Three essays on banks' relative effi...

Guillen, Jorge.

FindBook

Google Book

Amazon

博客來

Three essays on banks' relative efficiency.

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
正題名/作者:	Three essays on banks' relative efficiency./
作者:	Guillen, Jorge.
面頁冊數:	115 p.
附註:	Adviser: Santiago Pinto.
Contained By:	Dissertation Abstracts International68-07A.
標題:	Business Administration, Banking. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3276508
ISBN:	9780549171201

Three essays on banks' relative efficiency.
Guillen, Jorge.

Three essays on banks' relative efficiency. - 115 p.

Adviser: Santiago Pinto.

Thesis (Ph.D.)--West Virginia University, 2006.

Three separate studies are conducted regarding banks' relative efficiency. Previous to start with the development of the studies, we review the situation before and after the enactment of the Riegle Neal's. This act restricts banks from opening branches in another state. The Riegle Neal act ended up the era of state branching deregulation which started in 1970. A discussion between proponents and opponents of branching deregulation is presented. A debate between bank's efficiency and concentration before Riegle Neal is introduced in the chapter.

ISBN: 9780549171201Subjects--Topical Terms:

1018458
Business Administration, Banking.

Three essays on banks' relative efficiency.
LDR:03332nam 2200301 a 45 001 963165
005 20110830
008 110831s2006 ||||||||||||||||| ||eng d
020 $a 9780549171201
035 $a (UMI)AAI3276508
035 $a AAI3276508
040 $a UMI $c UMI
100 1 $a Guillen, Jorge. $3 1286221
245 1 0 $a Three essays on banks' relative efficiency.
300 $a 115 p.
500 $a Adviser: Santiago Pinto.
500 $a Source: Dissertation Abstracts International, Volume: 68-07, Section: A, page: 3014.
502 $a Thesis (Ph.D.)--West Virginia University, 2006.
520 $a Three separate studies are conducted regarding banks' relative efficiency. Previous to start with the development of the studies, we review the situation before and after the enactment of the Riegle Neal's. This act restricts banks from opening branches in another state. The Riegle Neal act ended up the era of state branching deregulation which started in 1970. A discussion between proponents and opponents of branching deregulation is presented. A debate between bank's efficiency and concentration before Riegle Neal is introduced in the chapter.
520 $a The first essay found in chapter 2, develops a theoretical model of spatial competition between banks. Two different scenarios are considered. The first one assumes that banks cannot open a branch or a subsidiary in another region. The second scenario assumes that there are no branching restrictions. We derive the Nash Equilibria and determine winners and losers in each case. Moreover, we study whether the incentives to open a branch are affected when the cost of performing long-distance transactions decreases, as evidenced in the banking sector. The model is able to explain who benefited from the branching restrictions implemented in the U.S. in 1927 and why this law was then eliminated in 1994.
520 $a Chapter 3 contains the second essay. It addresses the effect of banking and branching state deregulation on banks' efficiency. The Riegle Neal Act of 1994 concluded the process of state deregulation which started in 1970. In this paper we calculate an indicator of bank efficiency using Data Envelopment Analysis (DEA). The efficiency indicator is used as the primary input to analyze the effect state branch deregulation on bank's efficiency. In addition, a failure prediction model is carried out using these efficiency indicators. Size and regional allocation effects for banks are considered in the paper.
520 $a Chapter 4 contains the last of the three studies. We test the validity of different hypotheses commonly employed to explain the proportion of non-performing loans held by banks. Particular attention is devoted to establish the link between efficiency and the share of non-performing loans. Based on the results of causality tests, our empirical analysis suggests that the Moral Hazard, Bad Management, and Skimping Hypotheses can still explain the proportion of nonperforming loans for each bank size during the last ten years. The result complements the study of Berger and DeYoung (1997).
590 $a School code: 0256.
650 4 $a Business Administration, Banking. $3 1018458
690 $a 0770
710 2 $a West Virginia University. $3 1017532
773 0 $t Dissertation Abstracts International $g 68-07A.
790 $a 0256
790 1 0 $a Pinto, Santiago, $e advisor
791 $a Ph.D.
792 $a 2006
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3276508