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Access to credit, remittances, and h...

University of Minnesota., Agricultural and Applied Economics.

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Access to credit, remittances, and household welfare: The case of Viet Nam.

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
正題名/作者:	Access to credit, remittances, and household welfare: The case of Viet Nam./
作者:	Pham, Lan Thi Thanh.
面頁冊數:	146 p.
附註:	Adviser: Paul Glewwe.
Contained By:	Dissertation Abstracts International69-09A.
標題:	Economics, Agricultural. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3324437
ISBN:	9780549753506

Access to credit, remittances, and household welfare: The case of Viet Nam.
Pham, Lan Thi Thanh.

Access to credit, remittances, and household welfare: The case of Viet Nam. - 146 p.

Adviser: Paul Glewwe.

Thesis (Ph.D.)--University of Minnesota, 2008.

Much of economic growth and poverty reduction in Viet Nam has been attributed to market reforms that decentralized agricultural collectives, reformed land rights, privatized State-owned enterprises, and removed barriers to international trade and investment. This thesis brings to light the contribution of rapid changes in access to finance through a significant infusion of State subsidized credit that transformed rural credit markets, and the contribution of international remittance flows, on poverty reduction and growth. The thesis provides an understanding of the economy that shaped household access to credit in the context of market reforms and financial system reform, and the nature of migration that drives international remittance flows in Viet Nam. Credit markets are fragmented as households face different costs of borrowing due to the inefficient financial intermediation of capital stemming from the legacy of a centrally planned economy. This environment shaped the conceptual and empirical models used in this thesis to examine how changes in access to credit, differences in the cost of borrowing, and remittance flows affected household consumption, which has implications for the distribution of income and for poverty reduction.

ISBN: 9780549753506Subjects--Topical Terms:

626648
Economics, Agricultural.

Access to credit, remittances, and household welfare: The case of Viet Nam.
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520 $a Much of economic growth and poverty reduction in Viet Nam has been attributed to market reforms that decentralized agricultural collectives, reformed land rights, privatized State-owned enterprises, and removed barriers to international trade and investment. This thesis brings to light the contribution of rapid changes in access to finance through a significant infusion of State subsidized credit that transformed rural credit markets, and the contribution of international remittance flows, on poverty reduction and growth. The thesis provides an understanding of the economy that shaped household access to credit in the context of market reforms and financial system reform, and the nature of migration that drives international remittance flows in Viet Nam. Credit markets are fragmented as households face different costs of borrowing due to the inefficient financial intermediation of capital stemming from the legacy of a centrally planned economy. This environment shaped the conceptual and empirical models used in this thesis to examine how changes in access to credit, differences in the cost of borrowing, and remittance flows affected household consumption, which has implications for the distribution of income and for poverty reduction.
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