東華大學圖書館 |

語系: 繁體中文

說明(常見問題)

回圖書館首頁

手機版館藏查詢

登入

回首頁

切換: 標籤 | MARC模式 | ISBD

Investigating the form and Determina...

Nguyen-Cousins, Tam.

FindBook

Google Book

Amazon

博客來

Investigating the form and Determinants of Financial Wellbeing: Evidence from Online Education.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Investigating the form and Determinants of Financial Wellbeing: Evidence from Online Education./
作者:	Nguyen-Cousins, Tam.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2022,
面頁冊數:	377 p.
附註:	Source: Dissertations Abstracts International, Volume: 84-04, Section: A.
Contained By:	Dissertations Abstracts International84-04A.
標題:	Behavior. -
電子資源:	https://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=29310794
ISBN:	9798351487670

Investigating the form and Determinants of Financial Wellbeing: Evidence from Online Education.
Nguyen-Cousins, Tam.

Investigating the form and Determinants of Financial Wellbeing: Evidence from Online Education. - Ann Arbor : ProQuest Dissertations & Theses, 2022 - 377 p.

Source: Dissertations Abstracts International, Volume: 84-04, Section: A.

Thesis (Ph.D.)--Open University (United Kingdom), 2022.

"Finance, money and debt" are the most common causes of anxiety affecting mental health and wellbeing (Swift et al., 2014). The main purpose of this study is to explore the nature and determinants of financial wellbeing (FWB) in the context of online financial education. This knowledge is needed to identify the intervention strategies that could promote FWB and consider whether these determinants should be focused on simultaneously or individually.This study uses the recent concepts of FWB which identify desired living standards and financial freedom as the essence of FWB (Bruggen et al., 2017; CFPB, 2015a). These concepts are employed together with an adaptation of the concept of human needs based on Maslow's hierarchy of needs (1943, 1954). The study examines financial needs satisfaction and perceived financial wellbeing (Perceived FWB) as two components of FWB amongst learners in online financial education who intend to improve their financial capability. A pragmatic approach which uses a mixture of quantitative and qualitative methods, such as survey and interview, is used in the study. Quantitative dominant crossover mixed analysis has been selected.The study finds that financial capacity - wealth and income - is by far the strongest determinant of FWB. Financial capacity is found to be a key determinant of both Perceived FWB and financial needs satisfaction. The role of financial behaviours is much less significant than financial capacity in determining FWB, though this may be because financial capacity might reflect the outcome of individual financial behaviour. By contrast, financial attitudes and perceived financial capability are only key determinants of Perceived FWB. The study suggests a hierarchy of financial needs satisfaction with four levels: finance for existence, finance for security, finance for enjoyment, and finance for self-actualisation that fit into the hierarchy of Maslow's human needs framework. Finally, the 'being in control' financial attitude is identified as the key attitude in terms of its effect on FWB, corroborating the results from Vlaev and Elliott (2014); similarly, 'savings and investment' behaviours are found to be a key behavioural factor.

ISBN: 9798351487670Subjects--Topical Terms:

532476
Behavior.

Investigating the form and Determinants of Financial Wellbeing: Evidence from Online Education.
LDR:03365nmm a2200373 4500 001 2404632
005 20241216064748.5
006 m o d
007 cr#unu||||||||
008 251215s2022 ||||||||||||||||| ||eng d
020 $a 9798351487670
035 $a (MiAaPQ)AAI29310794
035 $a (MiAaPQ)Open_Univ_UK82569
035 $a AAI29310794
040 $a MiAaPQ $c MiAaPQ
100 1 $a Nguyen-Cousins, Tam. $3 3774951
245 1 0 $a Investigating the form and Determinants of Financial Wellbeing: Evidence from Online Education.
260 1 $a Ann Arbor : $b ProQuest Dissertations & Theses, $c 2022
300 $a 377 p.
500 $a Source: Dissertations Abstracts International, Volume: 84-04, Section: A.
500 $a Advisor: Upton, Martin;Brambley, William;Helen, Helen.
502 $a Thesis (Ph.D.)--Open University (United Kingdom), 2022.
520 $a "Finance, money and debt" are the most common causes of anxiety affecting mental health and wellbeing (Swift et al., 2014). The main purpose of this study is to explore the nature and determinants of financial wellbeing (FWB) in the context of online financial education. This knowledge is needed to identify the intervention strategies that could promote FWB and consider whether these determinants should be focused on simultaneously or individually.This study uses the recent concepts of FWB which identify desired living standards and financial freedom as the essence of FWB (Bruggen et al., 2017; CFPB, 2015a). These concepts are employed together with an adaptation of the concept of human needs based on Maslow's hierarchy of needs (1943, 1954). The study examines financial needs satisfaction and perceived financial wellbeing (Perceived FWB) as two components of FWB amongst learners in online financial education who intend to improve their financial capability. A pragmatic approach which uses a mixture of quantitative and qualitative methods, such as survey and interview, is used in the study. Quantitative dominant crossover mixed analysis has been selected.The study finds that financial capacity - wealth and income - is by far the strongest determinant of FWB. Financial capacity is found to be a key determinant of both Perceived FWB and financial needs satisfaction. The role of financial behaviours is much less significant than financial capacity in determining FWB, though this may be because financial capacity might reflect the outcome of individual financial behaviour. By contrast, financial attitudes and perceived financial capability are only key determinants of Perceived FWB. The study suggests a hierarchy of financial needs satisfaction with four levels: finance for existence, finance for security, finance for enjoyment, and finance for self-actualisation that fit into the hierarchy of Maslow's human needs framework. Finally, the 'being in control' financial attitude is identified as the key attitude in terms of its effect on FWB, corroborating the results from Vlaev and Elliott (2014); similarly, 'savings and investment' behaviours are found to be a key behavioural factor.
590 $a School code: 0949.
650 4 $a Behavior. $3 532476
650 4 $a Happiness. $3 531559
650 4 $a Audiences. $3 618475
650 4 $a Distance learning. $3 3557921
650 4 $a Low income groups. $3 3562917
650 4 $a Response rates. $3 3564350
650 4 $a Cronbach's alpha. $3 3774952
650 4 $a Attitudes. $3 1973410
650 4 $a Education. $3 516579
650 4 $a Educational technology. $3 517670
650 4 $a Finance. $3 542899
650 4 $a Social structure. $3 528995
690 $a 0515
690 $a 0710
690 $a 0508
690 $a 0454
690 $a 0338
690 $a 0700
710 2 $a Open University (United Kingdom). $3 3427325
773 0 $t Dissertations Abstracts International $g 84-04A.
790 $a 0949
791 $a Ph.D.
792 $a 2022
793 $a English
856 4 0 $u https://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=29310794