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Essays on Financial Literacy and Poverty in Indonesia.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Essays on Financial Literacy and Poverty in Indonesia./
作者:	Askar, Media Wahyudi.
面頁冊數:	1 online resource (283 pages)
附註:	Source: Dissertations Abstracts International, Volume: 84-02, Section: A.
Contained By:	Dissertations Abstracts International84-02A.
標題:	Poverty. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=29216522click for full text (PQDT)
ISBN:	9798841524472

Essays on Financial Literacy and Poverty in Indonesia.
Askar, Media Wahyudi.

Essays on Financial Literacy and Poverty in Indonesia. - 1 online resource (283 pages)

Source: Dissertations Abstracts International, Volume: 84-02, Section: A.

Thesis (Ph.D.)--The University of Manchester (United Kingdom), 2019.

Includes bibliographical references

This thesis consists of three related essays on financial literacy in Indonesia. The first essay investigates the significance of financial literacy and seeks to address whether the poverty level is explained by differences in individuals financial literacy. The study proposes a measure of financial literacy based on polychoric Principal Component Analysis (PCA) to address the limitations that have emerged from existing measures. The analysis is carried out employing the Ordinary Least Square (OLS) and the Instrumental Variable (IV) method, followed by the Propensity Score Matching (PSM) technique. The empirical findings suggest a significant association between financial literacy and poverty.The second study aims to assess the transmission channels through which financial literacy affects poverty. A simultaneous equation approach, which allows precise inferences to be made regarding the channels of influence from financial literacy to poverty is used for this purpose. The results reveal that financial literacy affects poverty by promoting the use of financial services and by increasing savings. On the other hand, insufficient financial literacy hinders poverty reduction by raising the probability of over-indebtedness. The overall indirect effect of financial literacy on poverty is robust to various robustness checks.The last essay focuses on the role of money attitude, which has received little attention in the literature. By employing a logistic regression technique and an average treatment effect estimation, this study aims to examine the impact of money attitude on the poverty level. It also offers an analysis of whether an interaction effect exists between money attitude and financial literacy. This essay has shown that persons with a healthier attitude towards money are more likely to avoid financial trouble. Furthermore, this empirical analysis reveals that the relationship between money attitude and financial struggle is not straightforward; instead, it is conditional upon the level of financial literacy and vice versa.

Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2023

Mode of access: World Wide Web

ISBN: 9798841524472Subjects--Topical Terms:

540228
Poverty.
Index Terms--Genre/Form:

542853
Electronic books.

Essays on Financial Literacy and Poverty in Indonesia.
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100 1 $a Askar, Media Wahyudi. $3 3695820
245 1 0 $a Essays on Financial Literacy and Poverty in Indonesia.
264 0 $c 2019
300 $a 1 online resource (283 pages)
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500 $a Source: Dissertations Abstracts International, Volume: 84-02, Section: A.
500 $a Advisor: Zhang, Yin-Fang ; Ouattara, David.
502 $a Thesis (Ph.D.)--The University of Manchester (United Kingdom), 2019.
504 $a Includes bibliographical references
520 $a This thesis consists of three related essays on financial literacy in Indonesia. The first essay investigates the significance of financial literacy and seeks to address whether the poverty level is explained by differences in individuals financial literacy. The study proposes a measure of financial literacy based on polychoric Principal Component Analysis (PCA) to address the limitations that have emerged from existing measures. The analysis is carried out employing the Ordinary Least Square (OLS) and the Instrumental Variable (IV) method, followed by the Propensity Score Matching (PSM) technique. The empirical findings suggest a significant association between financial literacy and poverty.The second study aims to assess the transmission channels through which financial literacy affects poverty. A simultaneous equation approach, which allows precise inferences to be made regarding the channels of influence from financial literacy to poverty is used for this purpose. The results reveal that financial literacy affects poverty by promoting the use of financial services and by increasing savings. On the other hand, insufficient financial literacy hinders poverty reduction by raising the probability of over-indebtedness. The overall indirect effect of financial literacy on poverty is robust to various robustness checks.The last essay focuses on the role of money attitude, which has received little attention in the literature. By employing a logistic regression technique and an average treatment effect estimation, this study aims to examine the impact of money attitude on the poverty level. It also offers an analysis of whether an interaction effect exists between money attitude and financial literacy. This essay has shown that persons with a healthier attitude towards money are more likely to avoid financial trouble. Furthermore, this empirical analysis reveals that the relationship between money attitude and financial struggle is not straightforward; instead, it is conditional upon the level of financial literacy and vice versa.
533 $a Electronic reproduction. $b Ann Arbor, Mich. : $c ProQuest, $d 2023
538 $a Mode of access: World Wide Web
650 4 $a Poverty. $3 540228
650 4 $a Attitudes. $3 1973410
650 4 $a Finance. $3 542899
650 4 $a Southeast Asian studies. $3 3344898
655 7 $a Electronic books. $2 lcsh $3 542853
690 $a 0508
690 $a 0222
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710 2 $a The University of Manchester (United Kingdom). $3 3422292
773 0 $t Dissertations Abstracts International $g 84-02A.
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=29216522 $z click for full text (PQDT)