東華大學圖書館 |

語系: 繁體中文

說明(常見問題)

回圖書館首頁

手機版館藏查詢

登入

回首頁

切換: 標籤 | MARC模式 | ISBD

FindBook

Google Book

Amazon

博客來

Essays on Student Loans, Higher Education and Inequality.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Essays on Student Loans, Higher Education and Inequality./
作者:	Cordoncillo, Marc Folch.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2021,
面頁冊數:	126 p.
附註:	Source: Dissertations Abstracts International, Volume: 82-11, Section: A.
Contained By:	Dissertations Abstracts International82-11A.
標題:	Education finance. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=28415354
ISBN:	9798738618055

Essays on Student Loans, Higher Education and Inequality.
Cordoncillo, Marc Folch.

Essays on Student Loans, Higher Education and Inequality. - Ann Arbor : ProQuest Dissertations & Theses, 2021 - 126 p.

Source: Dissertations Abstracts International, Volume: 82-11, Section: A.

Thesis (Ph.D.)--University of Pennsylvania, 2021.

This item must not be sold to any third party vendors.

This dissertation consists of two essays at the intersection of the economics of education and inequality. The first chapter analyzes how increasing levels of student debt affect career and housing choices of bachelor's degree recipients in the United States. Using within-cohort across-school variations in financial aid policies, it shows that higher student debt balances cause a front loading of earnings, lower earnings growth, lower graduate school enrollment, and earlier entry into home ownership. Then, a life-cycle model is estimated to analyze the mechanisms behind the interaction between student debt, career and housing choices. The structural model shows that post-school credit constraints generate a trade-off between career and housing choices for highly indebted graduates, playing a key role in explaining lifetime earnings inequality. Relative to the baseline 10-year fixed repayment plan, an income based repayment plan (or a more ambitious student loan forgiveness plan) increases human capital accumulation and earnings growth, while postponing entry into home ownership. The second chapter studies the evolving role of the higher education market in shaping earnings inequality in the United States. Using detailed institution-level data linked to administrative students earnings records, I document an increasing trend in post-school earnings inequality among students attending different four-year colleges and universities between 1997 and 2009. I then estimate the school quality production function as a composite of instructional expenditure per student and average (and dispersion of) students ability. The point estimates suggest that college readiness has a higher weight on explaining variation in post-school earnings relative to expenditure per student. Finally, I show a growing variation in both quality inputs, consistent with an increase in inequality in net tuition revenue and increasing relative demand for private non-profit doctoral universities.

ISBN: 9798738618055Subjects--Topical Terms:

3172165
Education finance.
Subjects--Index Terms:

Student debt

Essays on Student Loans, Higher Education and Inequality.
LDR:03370nmm a2200457 4500 001 2344162
005 20230315113020.5
006 m o d
007 cr#unu||||||||
008 241004s2021 ||||||||||||||||| ||eng d
020 $a 9798738618055
035 $a (MiAaPQ)AAI28415354
035 $a AAI28415354
040 $a MiAaPQ $c MiAaPQ
100 1 $a Cordoncillo, Marc Folch. $3 3682908
245 1 0 $a Essays on Student Loans, Higher Education and Inequality.
260 1 $a Ann Arbor : $b ProQuest Dissertations & Theses, $c 2021
300 $a 126 p.
500 $a Source: Dissertations Abstracts International, Volume: 82-11, Section: A.
500 $a Advisor: Fernandez-Villaverde, Jesus.
502 $a Thesis (Ph.D.)--University of Pennsylvania, 2021.
506 $a This item must not be sold to any third party vendors.
520 $a This dissertation consists of two essays at the intersection of the economics of education and inequality. The first chapter analyzes how increasing levels of student debt affect career and housing choices of bachelor's degree recipients in the United States. Using within-cohort across-school variations in financial aid policies, it shows that higher student debt balances cause a front loading of earnings, lower earnings growth, lower graduate school enrollment, and earlier entry into home ownership. Then, a life-cycle model is estimated to analyze the mechanisms behind the interaction between student debt, career and housing choices. The structural model shows that post-school credit constraints generate a trade-off between career and housing choices for highly indebted graduates, playing a key role in explaining lifetime earnings inequality. Relative to the baseline 10-year fixed repayment plan, an income based repayment plan (or a more ambitious student loan forgiveness plan) increases human capital accumulation and earnings growth, while postponing entry into home ownership. The second chapter studies the evolving role of the higher education market in shaping earnings inequality in the United States. Using detailed institution-level data linked to administrative students earnings records, I document an increasing trend in post-school earnings inequality among students attending different four-year colleges and universities between 1997 and 2009. I then estimate the school quality production function as a composite of instructional expenditure per student and average (and dispersion of) students ability. The point estimates suggest that college readiness has a higher weight on explaining variation in post-school earnings relative to expenditure per student. Finally, I show a growing variation in both quality inputs, consistent with an increase in inequality in net tuition revenue and increasing relative demand for private non-profit doctoral universities.
590 $a School code: 0175.
650 4 $a Education finance. $3 3172165
650 4 $a Higher education. $3 641065
650 4 $a Finance. $3 542899
653 $a Student debt
653 $a Career and housing choices
653 $a Earnings
653 $a Graduate school enrollment
653 $a Home ownership
653 $a Human capital accumulation
653 $a College readiness
653 $a Income inequality
690 $a 0501
690 $a 0277
690 $a 0510
690 $a 0745
690 $a 0508
710 2 $a University of Pennsylvania. $b Economics. $3 2093765
773 0 $t Dissertations Abstracts International $g 82-11A.
790 $a 0175
791 $a Ph.D.
792 $a 2021
793 $a English
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=28415354