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Educational Debt: Educational Loans ...

Navarrete, Keyla.

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Educational Debt: Educational Loans and the Family.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Educational Debt: Educational Loans and the Family./
作者:	Navarrete, Keyla.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2020,
面頁冊數:	54 p.
附註:	Source: Masters Abstracts International, Volume: 82-08.
Contained By:	Masters Abstracts International82-08.
標題:	Education finance. -
電子資源:	https://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=28150607
ISBN:	9798569964420

Educational Debt: Educational Loans and the Family.
Navarrete, Keyla.

Educational Debt: Educational Loans and the Family. - Ann Arbor : ProQuest Dissertations & Theses, 2020 - 54 p.

Source: Masters Abstracts International, Volume: 82-08.

Thesis (M.A.)--Loyola University Chicago, 2020.

This item must not be sold to any third party vendors.

Student debt is a well-documented topic in sociological literature. It is well known that there is a student loan crisis in the United States. However, kinship or familial ties in educational debt is not as studied as individual student loans. The student debt crisis seems to reach a new catastrophic level as years pass. Yet, not much research exists that looks at external sources of financing for students such as parents, grandparents, or other familial ties. This study contributes to the literature of student debt by analyzing debt patterns across those that take out loans for themselves, their spouse, or their children. More specifically, this study hones in on the conditions that bring someone to take out an educational loan at all and how that differs from people that take out educational loans for their spouses or children. Using data from the 2016 Survey of Consumer Finance, this study quantitatively examines how race, sex, education, income, and number of kids affect the total amount borrowed, the interest rate given, and whether or not it was a Federal loan taken out. The results reinforce previous findings of race being an indicator of more educational debt, however, I did not find a significant predictor for interest rates and could not make an argument for predatory lending practices.

ISBN: 9798569964420Subjects--Topical Terms:

3172165
Education finance.
Subjects--Index Terms:

Educational loans

Educational Debt: Educational Loans and the Family.
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300 $a 54 p.
500 $a Source: Masters Abstracts International, Volume: 82-08.
500 $a Advisor: Krogh, Marilyn.
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506 $a This item must not be sold to any third party vendors.
520 $a Student debt is a well-documented topic in sociological literature. It is well known that there is a student loan crisis in the United States. However, kinship or familial ties in educational debt is not as studied as individual student loans. The student debt crisis seems to reach a new catastrophic level as years pass. Yet, not much research exists that looks at external sources of financing for students such as parents, grandparents, or other familial ties. This study contributes to the literature of student debt by analyzing debt patterns across those that take out loans for themselves, their spouse, or their children. More specifically, this study hones in on the conditions that bring someone to take out an educational loan at all and how that differs from people that take out educational loans for their spouses or children. Using data from the 2016 Survey of Consumer Finance, this study quantitatively examines how race, sex, education, income, and number of kids affect the total amount borrowed, the interest rate given, and whether or not it was a Federal loan taken out. The results reinforce previous findings of race being an indicator of more educational debt, however, I did not find a significant predictor for interest rates and could not make an argument for predatory lending practices.
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653 $a Family relations
653 $a Interest rates
653 $a Race
653 $a Student debt
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