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Does Microfinance Reduce Poverty? Em...

Sica, Lisa.

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Does Microfinance Reduce Poverty? Empirical Evidence from a Linear Regression Study of Microfinance Variables in Central America.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Does Microfinance Reduce Poverty? Empirical Evidence from a Linear Regression Study of Microfinance Variables in Central America./
作者:	Sica, Lisa.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2019,
面頁冊數:	85 p.
附註:	Source: Dissertations Abstracts International, Volume: 81-04, Section: A.
Contained By:	Dissertations Abstracts International81-04A.
標題:	Business administration. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=22620465
ISBN:	9781687905246

Does Microfinance Reduce Poverty? Empirical Evidence from a Linear Regression Study of Microfinance Variables in Central America.
Sica, Lisa.

Does Microfinance Reduce Poverty? Empirical Evidence from a Linear Regression Study of Microfinance Variables in Central America. - Ann Arbor : ProQuest Dissertations & Theses, 2019 - 85 p.

Source: Dissertations Abstracts International, Volume: 81-04, Section: A.

Thesis (Ph.D.)--Northcentral University, 2019.

This item must not be sold to any third party vendors.

Guatemala, El Salvador, Honduras, and Nicaragua have the lowest national budgets in the Central American region, resulting in a lack of funding for government services such as schools, government subsidized loan programs, hospitals, police, and housing. Microfinance institutions concentrate on delivering credit to the poor who have no access to commercial banks in order to assist the poor with setting up their own revenue generating businesses. The purpose of this quantitative study was to examine the claim that microfinance does not reduce poverty. The study included an examination of the effects of microfinance on extreme poverty as measured by the proportion of the population living at or below $1.90 per day and $3.10 per day. Panel-data analysis was used to examine the effects of microfinance on extreme poverty in the four countries in Central America with the lowest national budgets, including El Salvador, Guatemala, Honduras, and Nicaragua. The results of this study suggest microfinance does have a statistically significant effect on reducing poverty at both the $1.90 and $3.10 per diem levels. Other development indicators produce results that indicate important implications for poverty rates. The results show that microfinance makes a considerable contribution to reducing poverty when combined with other, more structural, contributors to economic development. Human capital, strong markets, and functional government regulations have significant roles in development according to this study. Microfinance should be regarded as one of many necessary measures in reducing poverty in Central America. While microfinance certainly does not have the biggest positive impact on reducing poverty head count ratios in Central America, it does contribute to the overall decrease in poverty. Future researchers should attempt to understand the effect of microfinance programs in rural areas of Central America as opposed to urban areas. The revenue period of a rural farmer in Guatemala may not be consistent with a structured weekly or monthly repayment plan.

ISBN: 9781687905246Subjects--Topical Terms:

3168311
Business administration.
Subjects--Index Terms:

Central America

Does Microfinance Reduce Poverty? Empirical Evidence from a Linear Regression Study of Microfinance Variables in Central America.
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