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Student Debt and the University-to-W...

McIvor, Mitchell D.

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Student Debt and the University-to-Workforce Transition: The Role of Risk and Socio-Economic Background.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Student Debt and the University-to-Workforce Transition: The Role of Risk and Socio-Economic Background./
作者:	McIvor, Mitchell D.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2018,
面頁冊數:	190 p.
附註:	Source: Dissertation Abstracts International, Volume: 80-04(E), Section: A.
Contained By:	Dissertation Abstracts International80-04A(E).
標題:	Sociology. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10844318
ISBN:	9780438683037

Student Debt and the University-to-Workforce Transition: The Role of Risk and Socio-Economic Background.
McIvor, Mitchell D.

Student Debt and the University-to-Workforce Transition: The Role of Risk and Socio-Economic Background. - Ann Arbor : ProQuest Dissertations & Theses, 2018 - 190 p.

Source: Dissertation Abstracts International, Volume: 80-04(E), Section: A.

Thesis (Ph.D.)--University of Toronto (Canada), 2018.

Post-secondary education has increased in importance for economic prosperity and in cost, which has led to rising student debt in many nations. Researchers have lagged in determining how student debt affects new post-secondary graduates and, in particular, how it affects the labour market transitions of new university graduates? This dissertation explore this topic using nationally representative data on 2010 Canadian graduates.

ISBN: 9780438683037Subjects--Topical Terms:

516174
Sociology.

Student Debt and the University-to-Workforce Transition: The Role of Risk and Socio-Economic Background.
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500 $a Source: Dissertation Abstracts International, Volume: 80-04(E), Section: A.
500 $a Adviser: Robert Andersen.
502 $a Thesis (Ph.D.)--University of Toronto (Canada), 2018.
520 $a Post-secondary education has increased in importance for economic prosperity and in cost, which has led to rising student debt in many nations. Researchers have lagged in determining how student debt affects new post-secondary graduates and, in particular, how it affects the labour market transitions of new university graduates? This dissertation explore this topic using nationally representative data on 2010 Canadian graduates.
520 $a The effects of student debt on labour market transitions and outcomes are tested in three empirical studies. In Chapter 2, high levels of student debt are found to be associated with graduates reporting that they could not wait for the job they wanted, that they were actively looking for a different job despite currently being employed, and, for first-generation students only, that they were willing to move cities if it improved their job prospects. In Chapter 3, I find that highly indebted graduates are more likely to take a temporary first job and to have had more employers since graduation. I also find that highly indebted first-generation graduates have fewer job benefits and lower estimated incomes both two and three years after graduation. Not surprisingly given the aforementioned adverse effects of high student debt found for first-generation graduates, in Chapter 4 I also find that they report lower satisfaction levels. Specifically, compared to all other graduates, highly indebted first-generation graduates report lower job and life satisfaction, and are significantly less likely to say they would do the same education if they could choose again.
520 $a Taken together, these findings have implications for higher education policy and the ability of university to function as a great equalizer. The findings are alarming given that upwards of 60% of students rely primarily on debt to fund their higher education. They suggest that student debt creates desperation in the job searches of new university graduates, which leads to greater job precarity, reduced job quality, and lower job and life satisfaction. Overall, this research casts doubt on the effectiveness of using student loans as s primary means of providing access to higher education.
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