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Can a credit-insurance package incre...

Pejuan Ucles, Wolfgang Baudino.

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Can a credit-insurance package increase the adoption of a modern variety package?: An application to Honduran dry bean farmers.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Can a credit-insurance package increase the adoption of a modern variety package?: An application to Honduran dry bean farmers./
作者:	Pejuan Ucles, Wolfgang Baudino.
面頁冊數:	268 p.
附註:	Source: Dissertation Abstracts International, Volume: 76-05(E), Section: A.
Contained By:	Dissertation Abstracts International76-05A(E).
標題:	Economics, Agricultural. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3670393
ISBN:	9781321468755

Can a credit-insurance package increase the adoption of a modern variety package?: An application to Honduran dry bean farmers.
Pejuan Ucles, Wolfgang Baudino.

Can a credit-insurance package increase the adoption of a modern variety package?: An application to Honduran dry bean farmers. - 268 p.

Source: Dissertation Abstracts International, Volume: 76-05(E), Section: A.

Thesis (Ph.D.)--Michigan State University, 2015.

This item must not be sold to any third party vendors.

As farmers face an expected income-risk tradeoff, they can only obtain a higher expected income by increasing their exposure to risk. Many farmers choose low-yielding technologies (e.g., traditional varieties) with lower yield variability over high-yielding technologies (e.g., modern varieties) with higher yield variability. Farmers' lack of liquidity at planting time exacerbates the income-risk tradeoff by raising the cost of investing in modern varieties--hence, making yield uncertainty even more daunting.

ISBN: 9781321468755Subjects--Topical Terms:

626648
Economics, Agricultural.

Can a credit-insurance package increase the adoption of a modern variety package?: An application to Honduran dry bean farmers.
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100 1 $a Pejuan Ucles, Wolfgang Baudino. $3 3170688
245 1 0 $a Can a credit-insurance package increase the adoption of a modern variety package?: An application to Honduran dry bean farmers.
300 $a 268 p.
500 $a Source: Dissertation Abstracts International, Volume: 76-05(E), Section: A.
500 $a Advisers: J. Roy Black; Richard H. Bernsten.
502 $a Thesis (Ph.D.)--Michigan State University, 2015.
506 $a This item must not be sold to any third party vendors.
506 $a This item must not be added to any third party search indexes.
520 $a As farmers face an expected income-risk tradeoff, they can only obtain a higher expected income by increasing their exposure to risk. Many farmers choose low-yielding technologies (e.g., traditional varieties) with lower yield variability over high-yielding technologies (e.g., modern varieties) with higher yield variability. Farmers' lack of liquidity at planting time exacerbates the income-risk tradeoff by raising the cost of investing in modern varieties--hence, making yield uncertainty even more daunting.
520 $a The objective of this study is to assess the potential of a credit-insurance package to increase farmer adoption of modern bean varieties and complementary inputs (e.g., fertilizer) and thereby increase bean farmers' gross income in Honduras. The specific objectives are to: 1) assess if the change from a traditional variety to a modern variety is profitable, and if the change from a traditional variety package to a modern variety package is profitable, 2) assess farmers' exposure to price risk, perceived yield risk, and consumption risk, 3) identify how farmers currently cope with shocks, 4) evaluate the existing insurance policies for bean farms adopting modern varieties to observe the extent of risk transfer and load in excess of the actuarial fair rate, and propose alternative policies that improve risk transfer, and 5) assess the benefits of a credit-insurance package for bean farmers in Honduras.
520 $a The change from a traditional variety package to a modern variety package is profitable as it is shown with partial budgets together with the marginal income from fertilizer compared to its marginal cost. However, farmers face price risk at a level of approximately 20% coefficient of variation (CV) for both beans and corn, and a yield risk at a range of approximately 32%-34% CV for beans depending on the bean technology, and 32% CV for corn.
520 $a Currently farmers in Honduras are offered catastrophic crop insurance policies (i.e., coverages of 45%) with high loads to the premium (i.e., 3-5) that do not provide high levels of risk transfer, although it provides the means to grow another crop in case of a peril striking. Thus, farmers decide to mainly cope with shocks by working in another job besides their crop enterprise (50%), selling their assets (24%), and asking for a loan from friends, family or other person (14%).
520 $a Simulations, using a multiperiod stochastic model where households maximize expected consumption utility, were used to evaluate farmers' decisions on obtaining credit and purchasing crop insurance. Farmers' elicited probability distributions together with secondary data and expert opinion were used for specifying the stochastic element in the simulation.
520 $a Farmers under general conditions would be benefited by a subsidized credit-insurance package (i.e., load of 1.0) that enables them to change from a traditional variety package (i.e., low fertilizer and traditional seed) to a modern variety package (i.e., high fertilizer level and modern seed). The specific conditions in which insurance would benefit are when farmers are highly risk averse and do not need credit for crop production and living in villages with relatively high prices, or, moderately risk averse farmers that need credit in villages with relatively high prices. It is advisable to revisit the approach of estimating the yield probability distributions due to the problems encountered.
590 $a School code: 0128.
650 4 $a Economics, Agricultural. $3 626648
650 4 $a Latin American Studies. $3 1669420
690 $a 0503
690 $a 0550
710 2 $a Michigan State University. $b Agricultural, Food and Resource Economics. $3 2096149
773 0 $t Dissertation Abstracts International $g 76-05A(E).
790 $a 0128
791 $a Ph.D.
792 $a 2015
793 $a English
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3670393