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Bringing Business to Life: How Stron...

Madariaga Rivera, Angelica Alejandra.

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Bringing Business to Life: How Strong Social Ties Can Nourish Business and Life for Low-Income Entrepreneurs in Peru.

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
正題名/作者:	Bringing Business to Life: How Strong Social Ties Can Nourish Business and Life for Low-Income Entrepreneurs in Peru./
作者:	Madariaga Rivera, Angelica Alejandra.
面頁冊數:	105 p.
附註:	Source: Masters Abstracts International, Volume: 52-03.
Contained By:	Masters Abstracts International52-03(E).
標題:	Business Administration, Entrepreneurship. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=1548260
ISBN:	9781303539541

Bringing Business to Life: How Strong Social Ties Can Nourish Business and Life for Low-Income Entrepreneurs in Peru.
Madariaga Rivera, Angelica Alejandra.

Bringing Business to Life: How Strong Social Ties Can Nourish Business and Life for Low-Income Entrepreneurs in Peru. - 105 p.

Source: Masters Abstracts International, Volume: 52-03.

Thesis (M.S.)--University of California, Davis, 2013.

With promoters and critics, microcredit is currently a very popular method used in efforts to alleviate poverty in developing countries. Most of the literature focuses on the big-picture of its economic outcomes. However, minimal attention has been placed on economic and social benefits that social interaction in the group-lending model provides for its clients. This research explores the benefits and limitations of microcredit from the perspective of the clients. Using ethnography as primarily research method, it observes the impact of social interactions on microcredit outcomes. Two kinds of microcredits are discussed: individual loans and group lending.

ISBN: 9781303539541Subjects--Topical Terms:

1026793
Business Administration, Entrepreneurship.

Bringing Business to Life: How Strong Social Ties Can Nourish Business and Life for Low-Income Entrepreneurs in Peru.
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500 $a Source: Masters Abstracts International, Volume: 52-03.
500 $a Adviser: Dave Campbell.
502 $a Thesis (M.S.)--University of California, Davis, 2013.
520 $a With promoters and critics, microcredit is currently a very popular method used in efforts to alleviate poverty in developing countries. Most of the literature focuses on the big-picture of its economic outcomes. However, minimal attention has been placed on economic and social benefits that social interaction in the group-lending model provides for its clients. This research explores the benefits and limitations of microcredit from the perspective of the clients. Using ethnography as primarily research method, it observes the impact of social interactions on microcredit outcomes. Two kinds of microcredits are discussed: individual loans and group lending.
520 $a This research showed that the benefits and limitations of microcredit not only depend on the type of microcredit (individual loans or group lending), but also depend on the type of microcredit group ('good' or 'bad'). Shared microcredit benefits for individual and group clients include: business expansion, diversification, and increased ownership, agency and self-confidence. I also found additional benefits only for group clients participating in 'good' groups including: the safety net approach; increased use of traditional knowledge; belonging and inclusion; and "the ¼ of chicken effect"..
520 $a Limitations of microcredit are similar for individual and group clients including: (1) unforeseen crises that are out of the client's control impede their ability to pay back the loan, leaving the client in debt; (2) Business expansion and diversification only occur for clients who have entrepreneurial spirit; and (3) microloans are not enough for the business to be successful; technical assistance is needed to improve business performance..
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