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Self-employment among older workers:...

Gu, Qian.

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Self-employment among older workers: Assistance programs, liquidity constraints and employment patterns.

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
正題名/作者:	Self-employment among older workers: Assistance programs, liquidity constraints and employment patterns./
作者:	Gu, Qian.
面頁冊數:	131 p.
附註:	Source: Dissertation Abstracts International, Volume: 70-12, Section: A, page: 4799.
Contained By:	Dissertation Abstracts International70-12A.
標題:	Economics, Labor. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3386153
ISBN:	9781109522419

Self-employment among older workers: Assistance programs, liquidity constraints and employment patterns.
Gu, Qian.

Self-employment among older workers: Assistance programs, liquidity constraints and employment patterns. - 131 p.

Source: Dissertation Abstracts International, Volume: 70-12, Section: A, page: 4799.

Thesis (Ph.D.)--The Pardee RAND Graduate School, 2009.

The aging population has substantially changed the workforce in the United States. The labor participation rate among older workers has been rising in the past few decades. Self-employment is an increasingly popular form of employment among older workers. Self-employment at older ages could potentially contribute positively to the economy of the United Sates. However, starting a new business at an older age could expose older workers to substantial financial risk. Surprisingly, however, self-employment at older ages has not received much attention from academic researchers and policy makers.

ISBN: 9781109522419Subjects--Topical Terms:

1019135
Economics, Labor.

Self-employment among older workers: Assistance programs, liquidity constraints and employment patterns.
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245 1 0 $a Self-employment among older workers: Assistance programs, liquidity constraints and employment patterns.
300 $a 131 p.
500 $a Source: Dissertation Abstracts International, Volume: 70-12, Section: A, page: 4799.
500 $a Adviser: Julie Zissimopoulos.
502 $a Thesis (Ph.D.)--The Pardee RAND Graduate School, 2009.
520 $a The aging population has substantially changed the workforce in the United States. The labor participation rate among older workers has been rising in the past few decades. Self-employment is an increasingly popular form of employment among older workers. Self-employment at older ages could potentially contribute positively to the economy of the United Sates. However, starting a new business at an older age could expose older workers to substantial financial risk. Surprisingly, however, self-employment at older ages has not received much attention from academic researchers and policy makers.
520 $a This dissertation intends to expand our knowledge base of the self-employment experience at older ages and provide empirical evidence that can facilitate policy making in the relevant area. The first paper documents the largest public and private small business assistance programs in the United States, critically reviews the evaluation studies conducted on those programs and provides suggestions to improve future evaluation studies of those programs. This analysis reveals an urgent need for substantial investment in performance data collection and more evaluations studies with rigorous methodology.
520 $a The second paper highlights the existence and importance of liquidity constraints in older workers' decisions to start a new business, even if older workers have, on average, more wealth than younger workers. Liquidity constraint is defined as a lack of sufficient starting capital to start a new business. First, I find a positive relationship between household wealth and movements into self-employment throughout the wealth distribution. Second, I estimate that wealth matters more for becoming self-employed in industries requiring high starting capital. Finally, I show that workers with a lump-sum distribution option (LSO) in an employer-provided pension plan---a proxy for liquidity---are more likely than workers with a pension and without an LSO to transition into self-employment. Compared with workers with no LSO in their pension plan, workers with an LSO are 27 percent more likely to transitions from wage and salary work to self-employment over a two-year period.
520 $a The third paper analyzes the employment trajectories of individuals who enter self-employment at older ages, develops approaches for identifying workers' expectations at the time of self-employment entrance, compares the trajectory patterns of those who are likely using self-employment as a retirement transition with those who are not and identifies the factors that contribute to older workers' survival in self-employment. This analysis indicates that around one third of self-employed older workers survive six or more years in self-employment. The survival rate in self-employment among older workers is 20 percentage points lower than that of the younger self-employed workers. The lower survival rate for older workers may reflect the fact that many self-employed older workers are nearing their desired retirement age when they enter self-employment. This analysis further indicates that most self-employed older workers do not expect to work for a period of time much longer than six years when they enter self-employment. The regression analysis highlights the importance of the self-reported probability of working and the initial business conditions in determining self-employment survival among older workers.
590 $a School code: 1492.
650 4 $a Economics, Labor. $3 1019135
650 4 $a Gerontology. $3 533633
650 4 $a Sociology, Public and Social Welfare. $3 1017909
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710 2 $a The Pardee RAND Graduate School. $3 1033995
773 0 $t Dissertation Abstracts International $g 70-12A.
790 $a 1492
791 $a Ph.D.
792 $a 2009
793 $a English
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3386153