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Blue Cross Blue Shield conversions a...
~
Howard, Diane.
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Blue Cross Blue Shield conversions and the impact on individual product offerings.
紀錄類型:
書目-語言資料,印刷品 : Monograph/item
正題名/作者:
Blue Cross Blue Shield conversions and the impact on individual product offerings./
作者:
Howard, Diane.
面頁冊數:
140 p.
附註:
Chair: Kevin Croke.
Contained By:
Dissertation Abstracts International66-04B.
標題:
Economics, Theory. -
電子資源:
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3173718
ISBN:
9780542111297
Blue Cross Blue Shield conversions and the impact on individual product offerings.
Howard, Diane.
Blue Cross Blue Shield conversions and the impact on individual product offerings.
- 140 p.
Chair: Kevin Croke.
Thesis (Ph.D.)--University of Illinois at Chicago, Health Sciences Center, 2005.
This study investigated the relationships between insurance plan profitability, for-profit and non-profit tax status, and product offerings for Blue Cross Blue Shield plans in relationship to their commercial competitors. The study population consisted of 35 Aetna plans in 24 states; 124 Blue Cross Blue Shield plans in 45 states and the District of Columbia; 45 Cigna plans in 28 states; and 23 UnitedHealth plans in 22 states.
ISBN: 9780542111297Subjects--Topical Terms:
1017575
Economics, Theory.
Blue Cross Blue Shield conversions and the impact on individual product offerings.
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Source: Dissertation Abstracts International, Volume: 66-04, Section: B, page: 2009.
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This study investigated the relationships between insurance plan profitability, for-profit and non-profit tax status, and product offerings for Blue Cross Blue Shield plans in relationship to their commercial competitors. The study population consisted of 35 Aetna plans in 24 states; 124 Blue Cross Blue Shield plans in 45 states and the District of Columbia; 45 Cigna plans in 28 states; and 23 UnitedHealth plans in 22 states.
520
$a
The insurance companies included in the study were assessed on twenty-nine variables that included financial, marketing, and medical management data. A survey collection tool was developed to retrieve the data and input into Excel spreadsheets and then migrated into STATA(TM) for statistical analysis. Individual product trends were analyzed for a five-year period to determine differences by insurance ownership type.
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The findings revealed that premium dollars associated with group products exceed premium dollars associated with Medicare, Medicaid, and Individual non-governmental products across the four national companies. Medicaid and Individual non-governmental products were terminated more often than other products across all ownership types. When Blue Cross Blue Shield plans were analyzed across for-profit, non-profit, and mutual ownership types, the companies had distinct preferences for product offerings. The study provided evidence that health plans will limit their exposure to Medicare, Medicaid, and Individual non-governmental products in preference to Comprehensive/Group products.
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