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Savings, health and labor supply.
~
Prieto Toledo, Ana Lorena.
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Savings, health and labor supply.
紀錄類型:
書目-語言資料,印刷品 : Monograph/item
正題名/作者:
Savings, health and labor supply./
作者:
Prieto Toledo, Ana Lorena.
面頁冊數:
98 p.
附註:
Adviser: Kevin Lang.
Contained By:
Dissertation Abstracts International67-04A.
標題:
Economics, Labor. -
電子資源:
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3214974
ISBN:
9780542661815
Savings, health and labor supply.
Prieto Toledo, Ana Lorena.
Savings, health and labor supply.
- 98 p.
Adviser: Kevin Lang.
Thesis (Ph.D.)--Boston University, 2006.
This dissertation addresses the relation between financial well-being and health from two perspectives. The first addresses the causal effect of alcoholism on earnings. The second studies the financing of medical care through medical savings accounts.
ISBN: 9780542661815Subjects--Topical Terms:
1019135
Economics, Labor.
Savings, health and labor supply.
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This dissertation addresses the relation between financial well-being and health from two perspectives. The first addresses the causal effect of alcoholism on earnings. The second studies the financing of medical care through medical savings accounts.
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Previous studies have not found robust support for the expectation that excess alcohol consumption has negative effects on health and labor market outcomes. Most studies rely on a diagnostic variable (for alcohol abuse and alcohol dependence) that is derived without explicit reference to its ability to predict non-medical outcomes. Chapter one asks whether other measures of alcoholism have greater power to predict the effects on earnings relative to the diagnostic measure. Our results support the definition of alcohol dependence to predict the effects on earnings. Alcohol abuse may do better if defined to be at least two symptoms.
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Another explanation for the anomalous results is that prior studies have been plagued by estimation problems. Previous studies fail to address the endogeneity of alcoholism: high income may facilitate the consumption of alcohol, and poor labor market outcomes may encourage alcoholism. Chapter two uses a three-year panel survey from Puerto Rico that includes a clinical assessment of alcoholism to estimate the effect of alcoholism on income growth. After addressing the endogeneity of alcoholism, the results demonstrate that alcoholism has a large negative effect on income growth.
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The third chapter develops a theoretical model of medical savings accounts to study the benefits of rolling over balances. Controlling costs is an important issue for the health sector in every country. The conventional way to reduce costs has been to impose demand side cost sharing which tends to impose financial risk on consumers. An alternative and increasingly popular strategy is to assist consumers by setting up a medical savings account that is tax exempt and used solely to finance health services. This chapter develops a model and calibrates it using data for Medicare expenditures for two years. An important result is that first period health expenditures fall in the rollover case relative to the case with no rollover, consistent with the argument that individuals overspend without the rollover option.
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http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3214974
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