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Savings, health and labor supply.

Prieto Toledo, Ana Lorena.

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Savings, health and labor supply.

Record Type:	Language materials, printed : Monograph/item
Title/Author:	Savings, health and labor supply./
Author:	Prieto Toledo, Ana Lorena.
Description:	98 p.
Notes:	Adviser: Kevin Lang.
Contained By:	Dissertation Abstracts International67-04A.
Subject:	Economics, Labor. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3214974
ISBN:	9780542661815

Savings, health and labor supply.
Prieto Toledo, Ana Lorena.

Savings, health and labor supply. - 98 p.

Adviser: Kevin Lang.

Thesis (Ph.D.)--Boston University, 2006.

This dissertation addresses the relation between financial well-being and health from two perspectives. The first addresses the causal effect of alcoholism on earnings. The second studies the financing of medical care through medical savings accounts.

ISBN: 9780542661815Subjects--Topical Terms:

1019135
Economics, Labor.

Savings, health and labor supply.
LDR:03144nam 2200301 a 45 001 950358
005 20110525
008 110525s2006 ||||||||||||||||| ||eng d
020 $a 9780542661815
035 $a (UMI)AAI3214974
035 $a AAI3214974
040 $a UMI $c UMI
100 1 $a Prieto Toledo, Ana Lorena. $3 1273753
245 1 0 $a Savings, health and labor supply.
300 $a 98 p.
500 $a Adviser: Kevin Lang.
500 $a Source: Dissertation Abstracts International, Volume: 67-04, Section: A, page: 1466.
502 $a Thesis (Ph.D.)--Boston University, 2006.
520 $a This dissertation addresses the relation between financial well-being and health from two perspectives. The first addresses the causal effect of alcoholism on earnings. The second studies the financing of medical care through medical savings accounts.
520 $a Previous studies have not found robust support for the expectation that excess alcohol consumption has negative effects on health and labor market outcomes. Most studies rely on a diagnostic variable (for alcohol abuse and alcohol dependence) that is derived without explicit reference to its ability to predict non-medical outcomes. Chapter one asks whether other measures of alcoholism have greater power to predict the effects on earnings relative to the diagnostic measure. Our results support the definition of alcohol dependence to predict the effects on earnings. Alcohol abuse may do better if defined to be at least two symptoms.
520 $a Another explanation for the anomalous results is that prior studies have been plagued by estimation problems. Previous studies fail to address the endogeneity of alcoholism: high income may facilitate the consumption of alcohol, and poor labor market outcomes may encourage alcoholism. Chapter two uses a three-year panel survey from Puerto Rico that includes a clinical assessment of alcoholism to estimate the effect of alcoholism on income growth. After addressing the endogeneity of alcoholism, the results demonstrate that alcoholism has a large negative effect on income growth.
520 $a The third chapter develops a theoretical model of medical savings accounts to study the benefits of rolling over balances. Controlling costs is an important issue for the health sector in every country. The conventional way to reduce costs has been to impose demand side cost sharing which tends to impose financial risk on consumers. An alternative and increasingly popular strategy is to assist consumers by setting up a medical savings account that is tax exempt and used solely to finance health services. This chapter develops a model and calibrates it using data for Medicare expenditures for two years. An important result is that first period health expenditures fall in the rollover case relative to the case with no rollover, consistent with the argument that individuals overspend without the rollover option.
590 $a School code: 0017.
650 4 $a Economics, Labor. $3 1019135
690 $a 0510
710 2 $a Boston University. $3 1017454
773 0 $t Dissertation Abstracts International $g 67-04A.
790 $a 0017
790 1 0 $a Lang, Kevin, $e advisor
791 $a Ph.D.
792 $a 2006
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3214974