Language:
English
繁體中文
Help
回圖書館首頁
手機版館藏查詢
Login
Back
Switch To:
Labeled
|
MARC Mode
|
ISBD
Japan Post Bank = current issues and...
~
Uno, Akira.
Linked to FindBook
Google Book
Amazon
博客來
Japan Post Bank = current issues and prospects /
Record Type:
Electronic resources : Monograph/item
Title/Author:
Japan Post Bank/ by Akira Uno.
Reminder of title:
current issues and prospects /
Author:
Uno, Akira.
Published:
Singapore :Springer Singapore : : 2020.,
Description:
xviii, 315 p. :ill., digital ;24 cm.
[NT 15003449]:
1 Paving the Way to the Privatization of Public Financial Services -- 2 Privatization of Public Financial Services and Financial Reforms -- 3 Progress after the Privatization of Public Financial Services and Trends by Type of Financial Institution: Listing of Japan Post Bank and Reorganization of Regional Banks -- 4 Theory and Empirical Analysis for the Restructuring of the Three Privatized Public Financial Institutions and Regional Banks -- 5 Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks -- Afterword.
Contained By:
Springer Nature eBook
Subject:
Banks and banking - Japan. -
Online resource:
https://doi.org/10.1007/978-981-15-1408-1
ISBN:
9789811514081
Japan Post Bank = current issues and prospects /
Uno, Akira.
Japan Post Bank
current issues and prospects /[electronic resource] :by Akira Uno. - Singapore :Springer Singapore :2020. - xviii, 315 p. :ill., digital ;24 cm.
1 Paving the Way to the Privatization of Public Financial Services -- 2 Privatization of Public Financial Services and Financial Reforms -- 3 Progress after the Privatization of Public Financial Services and Trends by Type of Financial Institution: Listing of Japan Post Bank and Reorganization of Regional Banks -- 4 Theory and Empirical Analysis for the Restructuring of the Three Privatized Public Financial Institutions and Regional Banks -- 5 Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks -- Afterword.
This book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japan's fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the bank's asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the bank's return on assets (ROA) low and expose the bank to an interest rate risk and credit risk. While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e., the Japan Post Bank, the Shoko Chukin Bank, and the Development Bank of Japan) and splitting their operations into different businesses and regional companies as well as reorganizing more than 100 regional banks. The author analyzes total assets and ROA of different types of financial institutions (public and private financial services) in Japan to obtain an overall view. Then, using ROA as an assessment indicator, he looks into ways to optimize their portfolios to make the most of individual financial assets, especially deposits, from a welfare economics point of view and formulates a theory for optimization. Financial institutions can optimize their ROA by using individual deposits and savings for total optimization to maximize their return on investment. If the share of total assets by type of financial institution is optimized through mergers or vertical integration between different types of financial institutions, and if ROA is optimized overall as a result, the structure of financial institutions by type in Japan can be optimized.
ISBN: 9789811514081
Standard No.: 10.1007/978-981-15-1408-1doiSubjects--Topical Terms:
652640
Banks and banking
--Japan.
LC Class. No.: HG3324 / .U563 2020
Dewey Class. No.: 332.10952
Japan Post Bank = current issues and prospects /
LDR
:03511nmm a2200325 a 4500
001
2222447
003
DE-He213
005
20201110164054.0
006
m d
007
cr nn 008maaau
008
210108s2020 si s 0 eng d
020
$a
9789811514081
$q
(electronic bk.)
020
$a
9789811514074
$q
(paper)
024
7
$a
10.1007/978-981-15-1408-1
$2
doi
035
$a
978-981-15-1408-1
040
$a
GP
$c
GP
041
0
$a
eng
050
4
$a
HG3324
$b
.U563 2020
072
7
$a
KFFD
$2
bicssc
072
7
$a
BUS051000
$2
bisacsh
072
7
$a
KFFD
$2
thema
082
0 4
$a
332.10952
$2
23
090
$a
HG3324
$b
.U58 2020
100
1
$a
Uno, Akira.
$3
3461195
245
1 0
$a
Japan Post Bank
$h
[electronic resource] :
$b
current issues and prospects /
$c
by Akira Uno.
260
$a
Singapore :
$b
Springer Singapore :
$b
Imprint: Springer,
$c
2020.
300
$a
xviii, 315 p. :
$b
ill., digital ;
$c
24 cm.
505
0
$a
1 Paving the Way to the Privatization of Public Financial Services -- 2 Privatization of Public Financial Services and Financial Reforms -- 3 Progress after the Privatization of Public Financial Services and Trends by Type of Financial Institution: Listing of Japan Post Bank and Reorganization of Regional Banks -- 4 Theory and Empirical Analysis for the Restructuring of the Three Privatized Public Financial Institutions and Regional Banks -- 5 Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks -- Afterword.
520
$a
This book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japan's fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the bank's asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the bank's return on assets (ROA) low and expose the bank to an interest rate risk and credit risk. While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e., the Japan Post Bank, the Shoko Chukin Bank, and the Development Bank of Japan) and splitting their operations into different businesses and regional companies as well as reorganizing more than 100 regional banks. The author analyzes total assets and ROA of different types of financial institutions (public and private financial services) in Japan to obtain an overall view. Then, using ROA as an assessment indicator, he looks into ways to optimize their portfolios to make the most of individual financial assets, especially deposits, from a welfare economics point of view and formulates a theory for optimization. Financial institutions can optimize their ROA by using individual deposits and savings for total optimization to maximize their return on investment. If the share of total assets by type of financial institution is optimized through mergers or vertical integration between different types of financial institutions, and if ROA is optimized overall as a result, the structure of financial institutions by type in Japan can be optimized.
650
0
$a
Banks and banking
$z
Japan.
$3
652640
650
0
$a
Banks and banking, Japanese.
$3
896204
650
0
$a
Banks and banking
$x
Government ownership
$z
Japan.
$3
3461196
650
1 4
$a
Public Finance.
$3
2181786
650
2 4
$a
Financial Services.
$3
2194957
650
2 4
$a
Behavioral Finance.
$3
3264359
650
2 4
$a
Corporate Finance.
$2
swd
$3
1655050
650
2 4
$a
Capital Markets.
$3
2186436
710
2
$a
SpringerLink (Online service)
$3
836513
773
0
$t
Springer Nature eBook
856
4 0
$u
https://doi.org/10.1007/978-981-15-1408-1
950
$a
Economics and Finance (SpringerNature-41170)
based on 0 review(s)
Location:
ALL
電子資源
Year:
Volume Number:
Items
1 records • Pages 1 •
1
Inventory Number
Location Name
Item Class
Material type
Call number
Usage Class
Loan Status
No. of reservations
Opac note
Attachments
W9395322
電子資源
11.線上閱覽_V
電子書
EB HG3324 .U563 2020
一般使用(Normal)
On shelf
0
1 records • Pages 1 •
1
Multimedia
Reviews
Add a review
and share your thoughts with other readers
Export
pickup library
Processing
...
Change password
Login