東華大學圖書館 |

語系: 繁體中文

說明(常見問題)

回圖書館首頁

手機版館藏查詢

登入

回首頁

切換: 標籤 | MARC模式 | ISBD

Japan Post Bank = current issues and...

Uno, Akira.

FindBook

Google Book

Amazon

博客來

Japan Post Bank = current issues and prospects /

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Japan Post Bank/ by Akira Uno.
其他題名:	current issues and prospects /
作者:	Uno, Akira.
出版者:	Singapore :Springer Singapore : : 2020.,
面頁冊數:	xviii, 315 p. :ill., digital ;24 cm.
內容註:	1 Paving the Way to the Privatization of Public Financial Services -- 2 Privatization of Public Financial Services and Financial Reforms -- 3 Progress after the Privatization of Public Financial Services and Trends by Type of Financial Institution: Listing of Japan Post Bank and Reorganization of Regional Banks -- 4 Theory and Empirical Analysis for the Restructuring of the Three Privatized Public Financial Institutions and Regional Banks -- 5 Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks -- Afterword.
Contained By:	Springer Nature eBook
標題:	Banks and banking - Japan. -
電子資源:	https://doi.org/10.1007/978-981-15-1408-1
ISBN:	9789811514081

Japan Post Bank = current issues and prospects /
Uno, Akira.

Japan Post Bankcurrent issues and prospects /[electronic resource] :by Akira Uno. - Singapore :Springer Singapore :2020. - xviii, 315 p. :ill., digital ;24 cm.

1 Paving the Way to the Privatization of Public Financial Services -- 2 Privatization of Public Financial Services and Financial Reforms -- 3 Progress after the Privatization of Public Financial Services and Trends by Type of Financial Institution: Listing of Japan Post Bank and Reorganization of Regional Banks -- 4 Theory and Empirical Analysis for the Restructuring of the Three Privatized Public Financial Institutions and Regional Banks -- 5 Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks -- Afterword.

This book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japan's fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the bank's asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the bank's return on assets (ROA) low and expose the bank to an interest rate risk and credit risk. While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e., the Japan Post Bank, the Shoko Chukin Bank, and the Development Bank of Japan) and splitting their operations into different businesses and regional companies as well as reorganizing more than 100 regional banks. The author analyzes total assets and ROA of different types of financial institutions (public and private financial services) in Japan to obtain an overall view. Then, using ROA as an assessment indicator, he looks into ways to optimize their portfolios to make the most of individual financial assets, especially deposits, from a welfare economics point of view and formulates a theory for optimization. Financial institutions can optimize their ROA by using individual deposits and savings for total optimization to maximize their return on investment. If the share of total assets by type of financial institution is optimized through mergers or vertical integration between different types of financial institutions, and if ROA is optimized overall as a result, the structure of financial institutions by type in Japan can be optimized.

ISBN: 9789811514081

Standard No.: 10.1007/978-981-15-1408-1doiSubjects--Topical Terms:

652640
Banks and banking
--Japan.

LC Class. No.: HG3324 / .U563 2020

Dewey Class. No.: 332.10952

Japan Post Bank = current issues and prospects /
LDR:03511nmm a2200325 a 4500 001 2222447
003 DE-He213
005 20201110164054.0
006 m d
007 cr nn 008maaau
008 210108s2020 si s 0 eng d
020 $a 9789811514081 $q (electronic bk.)
020 $a 9789811514074 $q (paper)
024 7 $a 10.1007/978-981-15-1408-1 $2 doi
035 $a 978-981-15-1408-1
040 $a GP $c GP
041 0 $a eng
050 4 $a HG3324 $b .U563 2020
072 7 $a KFFD $2 bicssc
072 7 $a BUS051000 $2 bisacsh
072 7 $a KFFD $2 thema
082 0 4 $a 332.10952 $2 23
090 $a HG3324 $b .U58 2020
100 1 $a Uno, Akira. $3 3461195
245 1 0 $a Japan Post Bank $h [electronic resource] : $b current issues and prospects / $c by Akira Uno.
260 $a Singapore : $b Springer Singapore : $b Imprint: Springer, $c 2020.
300 $a xviii, 315 p. : $b ill., digital ; $c 24 cm.
505 0 $a 1 Paving the Way to the Privatization of Public Financial Services -- 2 Privatization of Public Financial Services and Financial Reforms -- 3 Progress after the Privatization of Public Financial Services and Trends by Type of Financial Institution: Listing of Japan Post Bank and Reorganization of Regional Banks -- 4 Theory and Empirical Analysis for the Restructuring of the Three Privatized Public Financial Institutions and Regional Banks -- 5 Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks -- Afterword.
520 $a This book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japan's fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the bank's asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the bank's return on assets (ROA) low and expose the bank to an interest rate risk and credit risk. While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e., the Japan Post Bank, the Shoko Chukin Bank, and the Development Bank of Japan) and splitting their operations into different businesses and regional companies as well as reorganizing more than 100 regional banks. The author analyzes total assets and ROA of different types of financial institutions (public and private financial services) in Japan to obtain an overall view. Then, using ROA as an assessment indicator, he looks into ways to optimize their portfolios to make the most of individual financial assets, especially deposits, from a welfare economics point of view and formulates a theory for optimization. Financial institutions can optimize their ROA by using individual deposits and savings for total optimization to maximize their return on investment. If the share of total assets by type of financial institution is optimized through mergers or vertical integration between different types of financial institutions, and if ROA is optimized overall as a result, the structure of financial institutions by type in Japan can be optimized.
650 0 $a Banks and banking $z Japan. $3 652640
650 0 $a Banks and banking, Japanese. $3 896204
650 0 $a Banks and banking $x Government ownership $z Japan. $3 3461196
650 1 4 $a Public Finance. $3 2181786
650 2 4 $a Financial Services. $3 2194957
650 2 4 $a Behavioral Finance. $3 3264359
650 2 4 $a Corporate Finance. $2 swd $3 1655050
650 2 4 $a Capital Markets. $3 2186436
710 2 $a SpringerLink (Online service) $3 836513
773 0 $t Springer Nature eBook
856 4 0 $u https://doi.org/10.1007/978-981-15-1408-1
950 $a Economics and Finance (SpringerNature-41170)