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Have Homeownership Rates Transitione...

Amrelle, Kevin A.

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Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data./
作者:	Amrelle, Kevin A.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2017,
面頁冊數:	47 p.
附註:	Source: Masters Abstracts International, Volume: 56-06.
Contained By:	Masters Abstracts International56-06(E).
標題:	Economics. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10607538
ISBN:	9780355132939

Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data.
Amrelle, Kevin A.

Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data. - Ann Arbor : ProQuest Dissertations & Theses, 2017 - 47 p.

Source: Masters Abstracts International, Volume: 56-06.

Thesis (M.S.)--The University of North Carolina at Charlotte, 2017.

Since 1989, significant mortgage finance innovation and federal policies with the intent of increasing homeownership participation particularly amongst minorities were implemented until the 2007 recession. This paper uses the Survey of Consumer Finances to analyze the lasting effectiveness of the mortgage finance innovations and federal policies on owner-occupancy rates leading up to and after the financial recession in 2007 until 2013. The results indicate that policy and macroeconomic factors offer temporary shifts in homeownership participation while household attribute changes have long lasting impact. Trends in the savings patterns of renters work as an effective measure for transitioning into homeownership. Shift-share analysis reinforces the idea that the model coefficients effectively capture household sentiment and macroeconomic conditions. Homeownership participation, especially amongst minorities, improved in 2013 relative to 1989 but the homeownership gap between minorities and white households has grown.

ISBN: 9780355132939Subjects--Topical Terms:

517137
Economics.

Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data.
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