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The Influence of Dodd-Frank Legislat...

Capebianco, Joseph Victor.

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The Influence of Dodd-Frank Legislation upon Employment and Retention: A Phenomenological Study.

Record Type:	Electronic resources : Monograph/item
Title/Author:	The Influence of Dodd-Frank Legislation upon Employment and Retention: A Phenomenological Study./
Author:	Capebianco, Joseph Victor.
Published:	Ann Arbor : ProQuest Dissertations & Theses, : 2018,
Description:	158 p.
Notes:	Source: Dissertation Abstracts International, Volume: 79-09(E), Section: A.
Contained By:	Dissertation Abstracts International79-09A(E).
Subject:	Finance. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10807856
ISBN:	9780355906424

The Influence of Dodd-Frank Legislation upon Employment and Retention: A Phenomenological Study.
Capebianco, Joseph Victor.

The Influence of Dodd-Frank Legislation upon Employment and Retention: A Phenomenological Study. - Ann Arbor : ProQuest Dissertations & Theses, 2018 - 158 p.

Source: Dissertation Abstracts International, Volume: 79-09(E), Section: A.

Thesis (Ph.D.)--Northcentral University, 2018.

With the financial meltdown of 2008 in the housing and consumer finance sector, American financial services lenders and their incentivized employees have experienced a dramatic evolution in the mortgage lending industry. The implementation of the watershed legislation known as the 2010 Dodd-Frank Wall Street Reform Act introduced significant regulatory pressure, compensation limitations, and lending restrictions upon financial institutions and their employees alike. With an industry already suffering from high attrition rates, the problem addressed is how to retain incentivized employees in the financial services sector. The purpose of the study was reflected in a qualitative research method known as an interpretative phenomenological study in an attempt to explore the influence that the 2010 Dodd-Frank rules have had on the career retention and employment of financial services sector employees with regard to compensation limitations. The purposeful sample of 10 mortgage loan officers examined the perceived lived experiences and their interaction with the rules of the 2010 Dodd-Frank Act and the influence it may exert on their continued future employment in mortgage lending. The findings validated the relevance of the compensation limitations of the 2010 Dodd-Frank Act and the overall effect and influence it has had on the motivation of mortgage loan officers. Understanding the implications of the study included opportunities for financial institutions to demonstrate commitment within the organization's culture coupled with new compensation models and enhanced managerial support.

ISBN: 9780355906424Subjects--Topical Terms:

542899
Finance.

The Influence of Dodd-Frank Legislation upon Employment and Retention: A Phenomenological Study.
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