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Consumer credit card behavior in Sou...

Lane, Shannon Marie.

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Consumer credit card behavior in South Dakota: A pilot investigation .

Record Type:	Language materials, printed : Monograph/item
Title/Author:	Consumer credit card behavior in South Dakota: A pilot investigation ./
Author:	Lane, Shannon Marie.
Description:	149 p.
Notes:	Source: Dissertation Abstracts International, Volume: 70-09, Section: A, page: 3660.
Contained By:	Dissertation Abstracts International70-09A.
Subject:	Education, Home Economics. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3375119
ISBN:	9781109389425

Consumer credit card behavior in South Dakota: A pilot investigation .
Lane, Shannon Marie.

Consumer credit card behavior in South Dakota: A pilot investigation . - 149 p.

Source: Dissertation Abstracts International, Volume: 70-09, Section: A, page: 3660.

Thesis (Ph.D.)--South Dakota State University, 2009.

This pilot study gathered information from 194 adults between the dates of February 27th and March 31st 2008 who accessed the on-line survey. It is the first study of its kind in South Dakota and is meant to draw conclusions about potential topics of future research, to make conclusions regarding the impact of current consumer education efforts in the state and to advise members of the consumer credit counseling community on outcomes as a means to formulate practical applications.

ISBN: 9781109389425Subjects--Topical Terms:

1020169
Education, Home Economics.

Consumer credit card behavior in South Dakota: A pilot investigation .
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020 $a 9781109389425
035 $a (UMI)AAI3375119
035 $a AAI3375119
040 $a UMI $c UMI
100 1 $a Lane, Shannon Marie. $3 1671501
245 1 0 $a Consumer credit card behavior in South Dakota: A pilot investigation .
300 $a 149 p.
500 $a Source: Dissertation Abstracts International, Volume: 70-09, Section: A, page: 3660.
500 $a Adviser: Diane Kayongo-Male.
502 $a Thesis (Ph.D.)--South Dakota State University, 2009.
520 $a This pilot study gathered information from 194 adults between the dates of February 27th and March 31st 2008 who accessed the on-line survey. It is the first study of its kind in South Dakota and is meant to draw conclusions about potential topics of future research, to make conclusions regarding the impact of current consumer education efforts in the state and to advise members of the consumer credit counseling community on outcomes as a means to formulate practical applications.
520 $a This research used a blended theoretical model that included ideas presented by Veblen (1931), Collins (1978), Simmel (1900/1978), Mezirow (1990) and various view points of the subject of gender. From this theoretical outline, a consumer's use of credit as a means to sustain social class requirements and meet material expectations can be drawn. Further, credit cards can then be identified as a means of keeping actual debt levels out of the economic consciousness of the consumer. To this end, consumer education stands as an intervention to raise awareness and increase consumer activism in reducing debt.
520 $a In the final analysis this research concludes that there is a link between a consumer's level of materialism and their level of credit card debt. The consumers who engage in making minimum payments only each month have higher debt loads and there exists a gender differentiation in the level of credit card expenditures on a set of leisure identified products.
590 $a School code: 0205.
650 4 $a Education, Home Economics. $3 1020169
650 4 $a Economics, Theory. $3 1017575
650 4 $a Sociology, Individual and Family Studies. $3 626655
650 4 $a Sociology, Public and Social Welfare. $3 1017909
690 $a 0278
690 $a 0511
690 $a 0628
690 $a 0630
710 2 $a South Dakota State University. $3 1019395
773 0 $t Dissertation Abstracts International $g 70-09A.
790 1 0 $a Kayongo-Male, Diane, $e advisor
790 $a 0205
791 $a Ph.D.
792 $a 2009
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3375119